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What is a credit card

Online casinos offer a variety of payment methods, but credit cards are the most familiar payment method. Credit cards are something most people already have.

It can be said that it is the easiest because there is no need to open a new account like an electronic payment service.

In this article, we will introduce how to use credit cards at online casinos, their advantages and disadvantages.

Overview of credit cards

A credit card is a card that allows you to make purchases on a deferred basis. Instead of paying when shopping at a store or depositing money at an online casino, the system is designed so that the amount used is billed as a lump sum later.

Credit cards are based on a relationship of trust between the credit card company and the user. In other words, the user uses the card with the promise to pay later for the amount used.

The merchant or online casino then receives payment from the credit card company at a later date. At this time, a part of the received amount will be paid to the card company for a predetermined fee associated with the use of the card, and this will be the profit of the card company.

In this way, the credit card company will process the payment for you, so you can shop and make deposits at online casinos even if you don't have cash on hand.

Credit cards can be used at the following online casinos:

These online casinos accept credit cards, but there are different types of credit cards that can be used, such as Visa, MasterCard, American Express, and JCB.

・Casino Secret
・Zipang Casino
・777baby Casino
・Casino Jamboree
・NetBet Casino
・Vera & John Casino
・Jackpot City
・Inter Casino
・Spin Palace Casino
・Wild Jungle
・Lucky Nicky
・Gaming Club
・Casino X
・Cherry Casino
・Casual trip
・LeoVegas Casino

credit card fees

In most cases, there are no fees when using a credit card to make a deposit at an online casino. However, depending on the online casino, a few percent of the deposit amount may be deducted as a commission.

Also, most online casinos use US dollars or euros. In this case, if you deposit with a credit card, you will have to convert from Australian yen to US dollars or euros, so a foreign exchange fee will be incurred. This exchange fee depends on the credit card used.

This exchange fee is often overlooked, so check with each credit card company to find out how much the fee will be deducted.

Advantages of credit card deposits

Here are some of the benefits of using a credit card.

○ Earn points
You can earn points with your credit card based on how much you spend.

The return rate of this point varies depending on the credit card company, but there are many credit card companies with 1%. These accumulated points can be used for various purposes, such as being able to be used for payment or exchanged for miles or cash vouchers.

Online casinos often deposit a large amount of money, so it is easy to accumulate points.

In addition, some credit card companies run promotions frequently, so you can earn points at a great price.

○ Can be used at all real online casinos

Credit cards are the most popular method of depositing at online casinos. Therefore, it is available in almost all online casinos.

○ Reflection speed is fast

Credit cards are characterized by a fast reflection speed after depositing to an online casino. Some electronic payment services take up to 3 business days, but credit cards are reflected immediately.

So you can start playing casino games right away without having to wait for the balance to be added to your online casino account.

Disadvantages of credit cards

Here are the pros and cons of credit cards.

▲Cannot withdraw money

You can deposit to online casinos with a credit card, but you cannot withdraw. Therefore, if you deposit using a credit card, you will need to prepare other payment methods in order to cash out the earned funds.

EcoPayz, Venus Point, iWallet, etc. are recommended for use in combination with a credit card.

You can also choose to pay by bank transfer, but this is not recommended as it takes a long time to process.

▲A usage limit is set
Your credit card has a usage limit. When a credit card is issued, the limit is usually set at 300,000 to 500,000 yen.

If you want to spend a large amount at an online casino, you may find that this amount is not enough.

In order to increase this limit, you must apply to the credit card company and pass the examination. This evaluation is based on annual income. If your income is determined to be insufficient, your limit cannot be increased.

▲ The types of credit cards that can be used are limited

Credit cards include Visa, MasterCard, American Express, and JCB. And the types of credit cards that are supported vary depending on the online casino.

Most online casinos accept Visa and MasterCard, but American Express and JCB are accepted at a limited number of online casinos.

Therefore, before registering with an online casino, you should check which types of credit cards the operator accepts.

▲ An error may occur
In rare cases, an error may occur when paying with a credit card. Causes of errors include:

・There is a delay or overdue payment
・The usage limit has already been exceeded.
・Illegal use is suspected
・Device or payment network issues

If an error occurs, contact the customer support of each credit card company and ask them to confirm the cause. If fraudulent use is suspected, procedures such as reissuing the credit card may be required.

Once an error occurs, you may not be able to use your credit card for a while. For such times, it would be safe to prepare other electronic payment services.

▲ Enrollment fee and annual membership fee will be charged

Some credit cards have no joining fee or annual fee. However, in most cases, there is an initiation fee and an annual fee for having a credit card. Most credit cards have enrollment and annual fees ranging from a few thousand yen to 10,000 yen.

How to register a credit card

Here's how to register your credit card.

Step 1. Deciding which credit card to apply for

When issuing a credit card, you must first decide which credit card to make. There are various types of credit cards such as Rakuten card, Sumitomo Mitsui card, Amazon credit card, ANA credit card, etc. Each credit card has different rates, fees, and benefits, so choose the one that best suits your needs.

Step 2. Applying for a credit card

Once you have decided which credit card to issue, apply for it.

The application methods are as follows.

・Internet application
・Over-the-counter application
・Mail application
・Telephone application

If you use the Internet, you can issue a credit card at the fastest speed, so it is recommended. When you apply for a credit card, you will be required to provide personal information such as your name, address and phone number, as well as work-related information such as employment status and annual income.

Step 3. examination

Once you submit your application, it will be reviewed based on the information you submitted. At this time, we may call your workplace to confirm that the information you have actually registered is correct.

Eligibility for a credit card is determined based on occupation and annual income. Even if you are a student or a housewife and have no annual income, you may be able to pass the examination based on your household income.

You will be notified by email or letter if you have successfully passed this screening.

Step 4. receiving the card

After passing the examination, the credit card will be sent to the registered address. When you receive this credit card, all the formalities are completed. Then you can use your credit card.